Need an appraisal in the North Bay?See the top reasons California homeowners use Davis Appraisal Services, Inc.:
We at Davis Appraisal Services, Inc. understand the individual needs of a consumer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. But as a consumer, you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. Pre-listing Services/For Sale by Owner (FSBO)It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at Davis Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's market value, not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value report than yours.Challenge property tax assessmentsLet's say you live in an area that's going down -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an expert appraisal from Davis Appraisal Services, Inc. is your #1 weapon when contesting your property tax assessment.Need to remove PMI?An attractive money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping people just like you get rid of unwanted and unneeded PMI insurance.HELOC recently frozen?Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be unsuitable from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Davis Appraisal Services, Inc. can provide you with a professional appraisal that will help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesWould you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? Davis Appraisal Services, Inc. offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? Davis Appraisal Services, Inc. can help you with that. Even though most appraisal reviews are requested by lenders, homeowners suspecting a prior appraisal wasn't above board are wise to invest in a second opinion. |
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